This policy covers the loss that the insured may suffer due to the destruction of or damage to property or goods, caused by fire, lightning, explosion,
earthquakes, further it can add additional insurance risks to this Policy for industrial enterprises and shops.

This policy grants insurance coverage of the fire and additional insurance risks on the property such as factories, buildings, and its contents, shops, the goods stored or displayed in exhibitions, whether owned by the shopkeepers or exhibitions or deposited in their custody during a specified period and up to agreed amount.